For the Zucchini Bread

• 2 cups all-purpose flour – Forms the base of the bread.
• 1 teaspoon baking soda – Helps the bread rise.
• ½ teaspoon baking powder – Creates a lighter texture.
• ½ teaspoon salt – Balances the sweetness.
• 1½ teaspoons ground cinnamon – Adds warm spice.
• ¼ teaspoon ground nutmeg (optional) – Adds extra warmth.
• 2 large eggs – Provide structure and richness.
• ½ cup granulated sugar – Sweetens the loaf.
• ½ cup brown sugar – Adds moisture and caramel flavor.
• ½ cup vegetable oil – Keeps the bread soft and moist.
• ¼ cup sour cream or plain Greek yogurt – Creates a tender crumb.
• 1 teaspoon vanilla extract – Enhances flavor.
• 2 cups grated zucchini – Adds natural moisture.
• ½ cup chopped walnuts or pecans (optional) – Adds crunch.

For the Cream Cheese Swirl

• 8 ounces cream cheese, softened
• ¼ cup granulated sugar
• 1 large egg yolk
• 1 teaspoon vanilla extract